Banking
Master your finances: bank accounts, loans, savings. Understand offers and reduce your fees.
Our banking guides
Bank Accounts
Online banks, traditional banks - compare offers and banking fees.
Read guideLoans
Consumer credit, personal loans, revolving credit - understand the different options.
Read guideMortgage
Rates, duration, borrower insurance - everything you need to know to finance your property.
Read guideSavings
Livret A, LDDS, PEL, life insurance - optimize your savings according to your goals.
Read guideWhat you need to know
Bank Mobility
Since 2017, the free bank mobility service makes it easy to switch banks. Your new bank automatically transfers your direct debits and standing orders.
Right to an Account
Anyone living in France has the right to a bank account. If refused, the Bank of France can designate a bank required to open an account for you.
APR Requirement
The Annual Percentage Rate (APR) must be displayed for any loan. It includes all fees and allows you to objectively compare offers.
Reference rates (for guidance)
Livret A
1.50%
Tax-free (Feb 2026)
LDDS
1.50%
Tax-free (Feb 2026)
LEP
2.50%
Income-based (Feb 2026)
PEL (new)
2.00%
Gross (Jan 2026)
Indicative rates subject to change. Consult official sources for current rates.
The information presented is for guidance only and does not constitute financial advice. Consult a banking or financial advisor for advice tailored to your situation.