Who writes Comparatif24.fr?

Comparatif24.fr is published by Yasin Baytürk, publisher and publication director. The site has no editorial team: one publisher chooses the topics, the sources and what gets published. The guides cover France's regulated consumer markets: energy, telecommunications, insurance, and banking.

Guides are signed by the publisher, who takes editorial responsibility for them as required by French LCEN law (n° 2004-575 of 21 June 2004). The contact details are in our legal notice.

Topics covered

The guides cover four main categories of contracts that French consumers deal with every day:

• Energy: electricity, natural gas, EDF regulated tariff, market offers, MaPrimeRénov', energy voucher, heat pumps, insulation, residential solar. Main sources: Commission de régulation de l'énergie (CRE), National Energy Ombudsman, ADEME.
• Telecommunications: mobile plans, internet boxes, fibre optic, 5G rollout, MVNOs, number portability, network coverage. Main sources: Autorité de régulation des communications électroniques (ARCEP), Arcep Observatory, National Consumer Council.
• Insurance: civil liability, car, home, health, life, mortgage protection, accident-of-life insurance, Hamon law, Lemoine law. Main sources: France Assureurs, ACPR (Banque de France), French Insurance Code, French Mutual Code.
• Banking & finance: current accounts, joint accounts, Livret A, savings, payment cards, loans, online banks. Main sources: Banque de France, Autorité des marchés financiers (AMF), ACPR, Comité consultatif du secteur financier (CCSF).

When a topic spans several categories (e.g. mortgage loan insurance), the sources for each of them are consulted before publication.

Our editorial process

Producing a guide takes four steps:

1. Choosing the topic: the publisher picks a topic when it answers a concrete question consumers actually have: a regulatory change, a contract deadline, a new public aid scheme, or a meaningful comparison for a subscription decision.
2. Official sources: the publisher gathers the texts in force (Consumer Code, Insurance Code, Monetary and Financial Code), regulator decisions (CRE, ARCEP, ACPR, CNIL), and official price schedules published by administrations.
3. AI-assisted writing: the text is prepared with AI writing tools, under the publisher's direction. Prices are flagged as “indicative”.
4. Publisher check before publication: the publisher compares figures and legal references with official sources, then adds the “Verified on” date to the page. The guide is published with a last-updated date, Schema.org structured data, and a sitemap entry.

Guides marked “Verified on” were fully reviewed on that date; the others are still being reviewed and show only their last-updated date.

Fact-checking commitments

Three rules govern verification:

• Sourced figures in guides marked “Verified on”. Only guides marked “Verified on” have every figure traced back to a dated official source (Journal officiel, regulator decision, administration schedule). Estimates are explicitly flagged as such, with their calculation method.
• No contractual promise. The information published on Comparatif24.fr is informational and educational. It is neither personalised financial advice nor legal advice. Readers are invited to read the provider's contractual terms and, where relevant, consult a regulated professional (financial advisor, broker, lawyer).
• No brand mention without caution. When a provider, product, or institution is named, it is in a factual and informational context, without any prior undisclosed commercial relationship. Any future change to our business model will be transparently disclosed in our legal notice and on the relevant page.

Update cadence

The markets covered change quickly: regulated tariffs are revised twice a year, public aid schedules are reset in the finance bill, new regulatory regimes appear (Lemoine law, in-year cancellation rights, etc.).

The site's guides are reviewed in batches every two weeks; each batch is recorded on the Updates page with the date and the list of pages concerned. Regulated tariffs (electricity, Livret A) are reviewed on the effective date of each official revision.

The last-updated date appears at the top of every article and inside the structured data (dateModified), so that search engines and readers can judge the freshness of the information.

Report an error

Mistakes can happen despite the checks: an outdated number, a legal reference modified in the meantime, a broken link. If you spot an inaccuracy in one of the guides, write to info@comparatif24.fr with the URL of the page concerned and, if possible, the source that contradicts the content. A report receives a reply within 7 working days. A confirmed error is corrected, the page's “Verified on” date is updated, and the correction is recorded on the Updates page.

Independence and conflicts of interest

Comparatif24.fr is an independent editorial site. As of the last update of this page, the site receives no affiliate commission, sells no advertising slot to a cited provider, and is not bound by any commercial agreement conditioning the content of an article.

The site is a candidate for the Google AdSense program. The AdSense script is present on the pages; Google ads may be displayed once the site is accepted. Ads are labelled as such, are not chosen by the publisher, and do not influence the choice of topics or the content. The site receives no affiliate commission.

If the situation changes (integration of a partner comparator, affiliate program), it will be disclosed on the site, in line with article L.111-7 of the French Consumer Code and decree n° 2024-753 on pre-contractual information for comparison platforms.